Protecting your privacy is very important to us. We take our obligation to safeguard and secure Personal Information very seriously. We want you to understand how we protect your privacy and when we collect, use, and disclose your Personal Information.
This summary tells you the basics of our privacy commitment to you: how we process information that can be used to reasonably identify you or your household, directly or indirectly ("Personal Information"), how we protect it, and who can see it. You should read the entire Privacy Policy below for full details.
We obtain Personal Information from you directly, from your transactions with us, and from third parties.
The following sections tell you more about how and when we collect your Information.
During the quoting, application, or claims handling processes you may give us Personal Information such as your:
If you give us your email address, InsuranceRatesNearMe.com may use it from time to time to notify you of such things as new services, special offers, to confirm transactions, or provide claims related updates. If you do not wish to be contacted by email for non-policy related communications, you may unsubscribe by following the instructions at the bottom of any InsuranceRatesNearMe.com email you receive.
If you provide your mobile phone number, with your consent we may send you text messages regarding your customer account.
We may collect Personal Information about your transactions and experiences with us and others, such as your payment history, claims, coverage, and data changes.
We may receive Personal Information about you from service providers and third parties, like consumer reporting agencies that provide us with motor vehicle reports, claim reports, and/or credit information where permitted by law. When you ask for a rate quotation, we may obtain credit information if permitted by applicable state law. Other companies who view your credit report will not see the InsuranceRatesNearMe.com inquiry. It will be visible only to you. We may receive claims related data, including information from potential lienholders (e.g., for child support or Medicare). This information is necessary for InsuranceRatesNearMe.com to process claims in compliance with applicable law.
Your current location is only collected and used by us if you permit our services to do so. If you allow your location to be collected using a InsuranceRatesNearMe.com app, or with a browser, we will use this Personal Information to determine your estimated location. We use this Personal Information to distinguish your current location and provide location-related services to you.
If you are a resident of Arizona, California, Connecticut, Georgia, Illinois, Maine, Minnesota, Montana, Nevada, New Jersey, North Carolina, Oregon, or Virginia, you have the right to request access to and correction of the Personal Information that we have collected from or about you. To do so, simply email [email protected]. If you'd like to correct information that you provided to us, our representative will make the appropriate adjustments to InsuranceRatesNearMe.com's records. If you wish to correct Personal Information provided to InsuranceRatesNearMe.com by a third party (such as a credit rating agency) the representative will provide you with the applicable third party's contact information. Upon written request, we will provide you with a more detailed notice of these rights. Upon the request of residents of other states, we will take reasonable steps to verify the accuracy of the Personal Information in our records.
The Personal Information collected about our customers, former customers, applicants, independent contractors, and employees, will only be disclosed as permitted or required by law.
For our customers and former customers, much of this collected Personal Information is maintained in your policy and/or claims records. We use this Personal Information to process and service your policy; to settle claims; with your consent; or as directed by you. We do not sell or share SMS opt-in data or consent status with 3rd parties for promotional or marketing purposes.
Following are some examples of how we may disclose your Personal Information:
How We Share and Protect Your Information
To help you compare options and find the best insurance rates, we coordinate with trusted industry partners while maintaining strict confidentiality over your core contact details.
Side-by-Side Quotes & Insurance Services: We exchange your information with licensed agents, insurance carriers, and partner companies as necessary to generate your comparative quotes..
Research and Marketing Partnerships: We may share collected data with marketing and data analytics companies to conduct actuarial research, improve our platform, and analyze consumer trends.
Our Strict Phone & Email Guarantee: We never sell, rent, trade, or give away your phone number or email address to anyone. Your contact details are kept strictly confidential and will never be shared with third parties for marketing purposes.
Legal, Safety, and Business Transfers: We may disclose information to consumer reporting agencies to prevent fraud, comply with state insurance departments, respond to court orders or subpoenas, protect our legal rights, or in the event of a corporate business transaction (such as a merger or asset sale).
We restrict access to your Personal Information to personnel who we have determined need it to provide products or services to you. We train our personnel to safeguard customer Personal Information, and we require them to sign confidentiality agreements.
We maintain a variety of physical, electronic, and procedural safeguards to protect your Personal Information from unauthorized access by third parties.
Personal Information about our former customers and about individuals who have obtained quotes from us is safeguarded to the same extent as Personal Information about our current policyholders.
We continuously improve InsuranceRatesNearMe.com. We are interested in how visitors use our website, what they like and dislike, and where they encounter problems. We may gather data on how users navigate our site so we can make InsuranceRatesNearMe.com an easier place to do business. We use various tools to gather data, such as what browser a person uses or even what pages are most popular. We may also use this data, in aggregated or anonymized form, to offer you content, products, or services we hope will interest you.