Acceptance of Terms. These Terms and Conditions of Website Use (the “Terms”) govern your use of InsuranceRatesNearMe.com (the “Site”). Your use of this Site and access to information or content on it constitutes your acceptance of these Terms. If you do not agree with these Terms, you must not use this Site.
About. IRNM INC and its affiliates InsuranceRatesNearMe.com works with partner agents and insurance companies to provide you a side-by-side quote comparison. This is to help you find the cheapest insurance. The companies market collectively under the trade name InsuranceRatesNearMe.com. This Site presents information and content that is owned or licensed by InsuranceRatesNearMe.com. When used in these Terms, “we” and “our” means InsuranceRatesNearMe.com and “you” and “your” refers to any individual, company, or legal entity that accesses or otherwise uses this Site.
Permitted Use and Ownership of Materials. All materials and information on this Site are owned by InsuranceRatesNearMe.com and are protected by U.S. and international copyright, trademark, and other intellectual property laws. The InsuranceRatesNearMe.com name and logo and all related product and service names, design marks, and slogans, are trademarks or service marks, whether registered or unregistered, of InsuranceRatesNearMe.com and may not be used in any manner without the prior written consent of InsuranceRatesNearMe.com. All other trademarks and service marks are the property of their respective owners. Subject to your compliance with these Terms, InsuranceRatesNearMe.com grants you a limited, non-exclusive, non-transferable, revocable license to access, use, copy, and distribute these materials, as they appear on this site and without alteration, for your personal, private, non-commercial use provided you retain all copyright and proprietary notices.
You may not modify, republish, post, create derivative works, upload, transmit, distribute, sell, license, use any of this Site’s content or frame this Site within any other website, or otherwise exploit any of this Site’s content without our prior written permission. Systematic retrieval of data or other content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory, without our prior written permission, is prohibited. You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes upon a third party’s intellectual property or other proprietary rights.
Any rights not expressly granted herein are reserved by InsuranceRatesNearMe.com. This license automatically terminates if you violate these Terms and may be terminated by InsuranceRatesNearMe.com, at its discretion, at any time. Upon termination, you must immediately cease all use of the Site and destroy any materials you obtained from the Site.
Privacy. All information collected from users of our Site is subject to our Privacy Policu, which is incorporated by reference into these Terms. You agree that InsuranceRatesNearMe.com may, with or without the assistance of service providers, use session replay or similar technologies to monitor online interactions.
Third-Party Links. The Site may contain links to third-party websites. InsuranceRatesNearMe.com does not control and is not responsible for the content, products or services at websites you may reach from our Site or from which you may have reached our Site.
DISCLAIMER OF WARRANTIES
THIS SITE AND ALL CONTENT PROVIDED HEREIN IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. InsuranceRatesNearMe.com DOES NOT WARRANT OR REPRESENT THAT THE FUNCTIONAL ELEMENTS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS, OR THAT INFORMATION CONTAINED ON THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW: InsuranceRatesNearMe.com WILL NOT BE RESPONSIBLE FOR (A) ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE. IN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
Jurisdiction and Governing Law. These Terms are governed by the laws of the State of Maryland without regard to conflict of law principles. The offerings or products discussed on this Site are not available or for use outside of the United States or in jurisdictions in which we are not licensed to do business and we are not soliciting business in any such jurisdiction. By completing an online request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.
Modification/Termination. InsuranceRatesNearMe.com may modify these Terms at any time and without notice to you, by posting updated terms or language on the Site. Changes are effective when posted and your continued use of the Site constitutes acceptance of the revised Terms.
Miscellaneous. This Site does not intend to market any products or services to children under sixteen (16) years of age. InsuranceRatesNearMe.com does not knowingly gather or solicit data from children under sixteen (16) years of age through this Site for marketing purposes. By using this Site, you represent that you are not under sixteen (16) years of age.
By providing material on our Site, InsuranceRatesNearMe.com does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. InsuranceRatesNearMe.com is entitled to terminate all or part of any of its Sites at any time, without notice to you.